I have to admit that I am very frugal, but I have to be with my large family. When heating and air-conditioning bills were just becoming too much to bear, I finally caved in and bought new windows that I was told were more energy-efficient. They weren't as expensive as I thought they would be, which was great news. I had them installed just before winter began, and I received the lowest heating bill for the month of November that I had received in years! I was so happy that I had those windows installed, especially after being so hesitant to spend the cash on them. I created this blog to help other frugal people like me realize that sometimes spending money on home improvements really does pay off in the long run! I am now looking into new home insulation to save even more cash!